| Lending Activity : |
| Number of Active Clients |
26,635 |
| Outstanding Portfolio (US$) |
1,094,969 |
| Average Loan Size (US$) |
148 |
| Average First Loan Size (US$) |
110 |
| Loans Made to Women ( % ) |
89.16 |
| |
| Loan Portfolio Quality ( % ) : |
| Portfolio in Arrears |
|
| > 1 day |
16.43 |
| > 30 days |
15.17 |
| Portfolio at Risk |
|
| > 1 day |
22.53 |
| > 30 days |
16.25 |
| Loan Loss Provision Ratio |
3.30 |
| Loan Loss Reserve Ratio |
14.04 |
| |
| Expense & Productivity Ratio
: |
| Financial Expense Ratio ( % ) |
- |
| Provision Expense Ratio (%) |
3.30 |
| Operating Expense Ratio(%) |
58.53 |
| Cost Per Loan Made(US$) |
21 |
| Cost Per Dollar Lent (US$) |
0.14 |
| Client per Loan Officer |
317 |
| Portfolio per Loan Officer (US$) |
14,047 |
| Clients per Staff |
160 |
| Portfolio per Staff |
7,108 |
| |
| Sustainability (%) : |
| Return on Assets |
7.46 |
| Return on Equity |
8.69 |
| Return on Portfolio |
10.92 |
| Operational Sustainability |
117.67 |
| Financial Sustainability |
101.61 |
| |
| Lending Activity by Methodology
: |
| Number of Loans Made |
|
| Individual |
152 |
| Trust Bank |
13,660 |
| Other |
1,137 |
| Total |
14,949 |
| Value of Loans Made (US$) |
|
| Individual |
178,130 |
| Trust Bank |
1,614,304 |
| Other |
418,943 |
| Total |
2,211,377 |
| Average Loan Size (US$) |
|
| Individual |
1,172 |
| Trust Bank |
118 |
| Other |
368 |
| Total |
148 |
| Loans Made to Women ( % ) |
|
| Individual |
65.79 |
| Trust Bank |
89.60 |
| Other |
86.98 |
| Total |
89.16 |
| |
| Loan Portfolio Quality by Methodology
: |
| Total Loan Portfolio Outstanding (US$) |
|
| Individual |
181,336 |
| Trust Bank |
794,554 |
| Other |
119,049 |
| Total |
1,094,969 |
| Total Number of Outstanding Clients |
|
| Individual |
342 |
| Trust Bank |
24,625 |
| Other |
1,668 |
| Total |
26,635 |
| Portfolio in Arrears > 1 day ( % ) |
|
| Individual |
10.24 |
| Trust Bank |
19.56 |
| Other |
9.76 |
| Total |
16.43 |
| Portfolio in Arrears > 30 days ( % ) |
|
| Individual |
10.08 |
| Trust Bank |
18.00 |
| Other |
8.71 |
| Total |
15.17 |